LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,831
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$52,412
−HK$1,606/mo
Today · 4.125%
HK$54,018
baseline
▲ 0.50% · 4.625%
HK$57,305
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,036/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,548
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,065
−HK$1,539/mo
Today · 4.125%
HK$59,604
baseline
▲ 0.50% · 4.625%
HK$62,745
+HK$3,141/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,208/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,997
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,894
−HK$1,928/mo
Today · 4.125%
HK$64,822
baseline
▲ 0.50% · 4.625%
HK$68,766
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$129,644/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,858
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,678
−HK$1,846/mo
Today · 4.125%
HK$71,524
baseline
▲ 0.50% · 4.625%
HK$75,295
+HK$3,771/mo
Deposit HK$8.92M · loan HK$13.37M · min. income ≈ HK$143,048/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,163
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,376
−HK$2,249/mo
Today · 4.125%
HK$75,625
baseline
▲ 0.50% · 4.625%
HK$80,227
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,250/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,168
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,291
−HK$2,154/mo
Today · 4.125%
HK$83,445
baseline
▲ 0.50% · 4.625%
HK$87,844
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,890/mo (50% DSR)
Upfront cash ≈ HK$7.63M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,495
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,341
−HK$2,892/mo
Today · 4.125%
HK$97,233
baseline
▲ 0.50% · 4.625%
HK$103,149
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,466/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,787
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,517
−HK$2,770/mo
Today · 4.125%
HK$107,287
baseline
▲ 0.50% · 4.625%
HK$112,942
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,574/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,393 · Scale 2, in force from 26 Feb 2026)