LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,832
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,413
−HK$1,607/mo
Today · 4.125%
HK$54,020
baseline
▲ 0.50% · 4.625%
HK$57,307
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,040/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,550
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,067
−HK$1,539/mo
Today · 4.125%
HK$59,606
baseline
▲ 0.50% · 4.625%
HK$62,748
+HK$3,142/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,212/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,999
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,896
−HK$1,928/mo
Today · 4.125%
HK$64,824
baseline
▲ 0.50% · 4.625%
HK$68,768
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,648/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,860
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,680
−HK$1,847/mo
Today · 4.125%
HK$71,527
baseline
▲ 0.50% · 4.625%
HK$75,297
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,054/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,165
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,379
−HK$2,249/mo
Today · 4.125%
HK$75,628
baseline
▲ 0.50% · 4.625%
HK$80,230
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,256/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,171
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,294
−HK$2,154/mo
Today · 4.125%
HK$83,448
baseline
▲ 0.50% · 4.625%
HK$87,847
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,896/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,498
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,344
−HK$2,892/mo
Today · 4.125%
HK$97,236
baseline
▲ 0.50% · 4.625%
HK$103,152
+HK$5,916/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,472/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,791
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,521
−HK$2,769/mo
Today · 4.125%
HK$107,290
baseline
▲ 0.50% · 4.625%
HK$112,946
+HK$5,656/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,580/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,425 · Scale 2, in force from 26 Feb 2026)