LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,833
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,414
−HK$1,607/mo
Today · 4.125%
HK$54,021
baseline
▲ 0.50% · 4.625%
HK$57,308
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,042/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,551
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,068
−HK$1,539/mo
Today · 4.125%
HK$59,607
baseline
▲ 0.50% · 4.625%
HK$62,748
+HK$3,141/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,214/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,000
−HK$3,825/mo
▼ 0.25% · 3.875%
HK$62,897
−HK$1,928/mo
Today · 4.125%
HK$64,825
baseline
▲ 0.50% · 4.625%
HK$68,769
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,650/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,862
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$69,682
−HK$1,846/mo
Today · 4.125%
HK$71,528
baseline
▲ 0.50% · 4.625%
HK$75,298
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,056/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,166
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,380
−HK$2,249/mo
Today · 4.125%
HK$75,629
baseline
▲ 0.50% · 4.625%
HK$80,231
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$151,258/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,172
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,295
−HK$2,154/mo
Today · 4.125%
HK$83,449
baseline
▲ 0.50% · 4.625%
HK$87,848
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.60M · min. income ≈ HK$166,898/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,500
−HK$5,737/mo
▼ 0.25% · 3.875%
HK$94,346
−HK$2,891/mo
Today · 4.125%
HK$97,237
baseline
▲ 0.50% · 4.625%
HK$103,154
+HK$5,917/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,474/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,792
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,522
−HK$2,770/mo
Today · 4.125%
HK$107,292
baseline
▲ 0.50% · 4.625%
HK$112,947
+HK$5,655/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,584/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,440 · Scale 2, in force from 26 Feb 2026)