LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,835
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,607/mo
Today · 4.125%
HK$54,023
baseline
▲ 0.50% · 4.625%
HK$57,310
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,046/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,070
−HK$1,539/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$62,751
+HK$3,142/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$12.09M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,002
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,900
−HK$1,928/mo
Today · 4.125%
HK$64,828
baseline
▲ 0.50% · 4.625%
HK$68,772
+HK$3,944/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,656/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,864
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,684
−HK$1,847/mo
Today · 4.125%
HK$71,531
baseline
▲ 0.50% · 4.625%
HK$75,301
+HK$3,770/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,062/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,169
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,383
−HK$2,249/mo
Today · 4.125%
HK$75,632
baseline
▲ 0.50% · 4.625%
HK$80,234
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,264/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,175
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,299
−HK$2,154/mo
Today · 4.125%
HK$83,453
baseline
▲ 0.50% · 4.625%
HK$87,852
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,906/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,503
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,350
−HK$2,891/mo
Today · 4.125%
HK$97,241
baseline
▲ 0.50% · 4.625%
HK$103,158
+HK$5,917/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$194,482/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,797
−HK$5,499/mo
▼ 0.25% · 3.875%
HK$104,527
−HK$2,769/mo
Today · 4.125%
HK$107,296
baseline
▲ 0.50% · 4.625%
HK$112,952
+HK$5,656/mo
Deposit HK$2.23M · loan HK$20.06M · min. income ≈ HK$214,592/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,480 · Scale 2, in force from 26 Feb 2026)