LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,840
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,422
−HK$1,607/mo
Today · 4.125%
HK$54,029
baseline
▲ 0.50% · 4.625%
HK$57,316
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,058/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,559
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,076
−HK$1,539/mo
Today · 4.125%
HK$59,615
baseline
▲ 0.50% · 4.625%
HK$62,758
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,230/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,008
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,906
−HK$1,928/mo
Today · 4.125%
HK$64,834
baseline
▲ 0.50% · 4.625%
HK$68,779
+HK$3,945/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,668/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,871
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,692
−HK$1,846/mo
Today · 4.125%
HK$71,538
baseline
▲ 0.50% · 4.625%
HK$75,309
+HK$3,771/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,076/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,177
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,391
−HK$2,249/mo
Today · 4.125%
HK$75,640
baseline
▲ 0.50% · 4.625%
HK$80,242
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,280/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,183
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,307
−HK$2,154/mo
Today · 4.125%
HK$83,461
baseline
▲ 0.50% · 4.625%
HK$87,861
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,922/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,513
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,359
−HK$2,892/mo
Today · 4.125%
HK$97,251
baseline
▲ 0.50% · 4.625%
HK$103,169
+HK$5,918/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,502/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,807
−HK$5,500/mo
▼ 0.25% · 3.875%
HK$104,537
−HK$2,770/mo
Today · 4.125%
HK$107,307
baseline
▲ 0.50% · 4.625%
HK$112,964
+HK$5,657/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,614/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,577 · Scale 2, in force from 26 Feb 2026)