LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,841
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,422
−HK$1,607/mo
Today · 4.125%
HK$54,029
baseline
▲ 0.50% · 4.625%
HK$57,317
+HK$3,288/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,058/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,560
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,077
−HK$1,539/mo
Today · 4.125%
HK$59,616
baseline
▲ 0.50% · 4.625%
HK$62,758
+HK$3,142/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,232/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,009
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,907
−HK$1,928/mo
Today · 4.125%
HK$64,835
baseline
▲ 0.50% · 4.625%
HK$68,780
+HK$3,945/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,670/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,872
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,692
−HK$1,847/mo
Today · 4.125%
HK$71,539
baseline
▲ 0.50% · 4.625%
HK$75,310
+HK$3,771/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,078/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,177
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,391
−HK$2,250/mo
Today · 4.125%
HK$75,641
baseline
▲ 0.50% · 4.625%
HK$80,243
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,282/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,184
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,308
−HK$2,154/mo
Today · 4.125%
HK$83,462
baseline
▲ 0.50% · 4.625%
HK$87,862
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,924/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,514
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,360
−HK$2,892/mo
Today · 4.125%
HK$97,252
baseline
▲ 0.50% · 4.625%
HK$103,170
+HK$5,918/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,504/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,808
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,539
−HK$2,770/mo
Today · 4.125%
HK$107,309
baseline
▲ 0.50% · 4.625%
HK$112,965
+HK$5,656/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,618/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,588 · Scale 2, in force from 26 Feb 2026)