LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,841
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,423
−HK$1,607/mo
Today · 4.125%
HK$54,030
baseline
▲ 0.50% · 4.625%
HK$57,317
+HK$3,287/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,060/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,561
−HK$3,055/mo
▼ 0.25% · 3.875%
HK$58,078
−HK$1,538/mo
Today · 4.125%
HK$59,616
baseline
▲ 0.50% · 4.625%
HK$62,759
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,232/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,010
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,908
−HK$1,928/mo
Today · 4.125%
HK$64,836
baseline
▲ 0.50% · 4.625%
HK$68,781
+HK$3,945/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,672/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,873
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,693
−HK$1,847/mo
Today · 4.125%
HK$71,540
baseline
▲ 0.50% · 4.625%
HK$75,311
+HK$3,771/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,080/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,178
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,392
−HK$2,250/mo
Today · 4.125%
HK$75,642
baseline
▲ 0.50% · 4.625%
HK$80,244
+HK$4,602/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,284/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,185
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,309
−HK$2,154/mo
Today · 4.125%
HK$83,463
baseline
▲ 0.50% · 4.625%
HK$87,862
+HK$4,399/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,926/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,515
−HK$5,738/mo
▼ 0.25% · 3.875%
HK$94,361
−HK$2,892/mo
Today · 4.125%
HK$97,253
baseline
▲ 0.50% · 4.625%
HK$103,171
+HK$5,918/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,506/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,809
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,540
−HK$2,770/mo
Today · 4.125%
HK$107,310
baseline
▲ 0.50% · 4.625%
HK$112,966
+HK$5,656/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,620/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,597 · Scale 2, in force from 26 Feb 2026)