LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,848
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,430
−HK$1,607/mo
Today · 4.125%
HK$54,037
baseline
▲ 0.50% · 4.625%
HK$57,325
+HK$3,288/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,074/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,568
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,085
−HK$1,539/mo
Today · 4.125%
HK$59,624
baseline
▲ 0.50% · 4.625%
HK$62,767
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,248/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,018
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,928/mo
Today · 4.125%
HK$64,844
baseline
▲ 0.50% · 4.625%
HK$68,790
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,688/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,882
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,702
−HK$1,847/mo
Today · 4.125%
HK$71,549
baseline
▲ 0.50% · 4.625%
HK$75,321
+HK$3,772/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,098/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,188
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$2,250/mo
Today · 4.125%
HK$75,652
baseline
▲ 0.50% · 4.625%
HK$80,255
+HK$4,603/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,304/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,195
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,319
−HK$2,155/mo
Today · 4.125%
HK$83,474
baseline
▲ 0.50% · 4.625%
HK$87,874
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,948/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,527
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$94,374
−HK$2,892/mo
Today · 4.125%
HK$97,266
baseline
▲ 0.50% · 4.625%
HK$103,185
+HK$5,919/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,532/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,823
−HK$5,501/mo
▼ 0.25% · 3.875%
HK$104,554
−HK$2,770/mo
Today · 4.125%
HK$107,324
baseline
▲ 0.50% · 4.625%
HK$112,981
+HK$5,657/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,648/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,724 · Scale 2, in force from 26 Feb 2026)