LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,854
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$52,435
−HK$1,607/mo
Today · 4.125%
HK$54,042
baseline
▲ 0.50% · 4.625%
HK$57,331
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,084/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,574
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,091
−HK$1,540/mo
Today · 4.125%
HK$59,631
baseline
▲ 0.50% · 4.625%
HK$62,774
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,262/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,929/mo
Today · 4.125%
HK$64,851
baseline
▲ 0.50% · 4.625%
HK$68,797
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,702/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,889
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,710
−HK$1,847/mo
Today · 4.125%
HK$71,557
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$3,771/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,114/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,195
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,409
−HK$2,250/mo
Today · 4.125%
HK$75,659
baseline
▲ 0.50% · 4.625%
HK$80,263
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,318/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,204
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,328
−HK$2,155/mo
Today · 4.125%
HK$83,483
baseline
▲ 0.50% · 4.625%
HK$87,883
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,966/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,536
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,384
−HK$2,892/mo
Today · 4.125%
HK$97,276
baseline
▲ 0.50% · 4.625%
HK$103,195
+HK$5,919/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,552/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,833
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,564
−HK$2,771/mo
Today · 4.125%
HK$107,335
baseline
▲ 0.50% · 4.625%
HK$112,993
+HK$5,658/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,670/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,821 · Scale 2, in force from 26 Feb 2026)