LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,856
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,437
−HK$1,608/mo
Today · 4.125%
HK$54,045
baseline
▲ 0.50% · 4.625%
HK$57,333
+HK$3,288/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,090/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,576
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,094
−HK$1,539/mo
Today · 4.125%
HK$59,633
baseline
▲ 0.50% · 4.625%
HK$62,776
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,266/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,027
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,925
−HK$1,929/mo
Today · 4.125%
HK$64,854
baseline
▲ 0.50% · 4.625%
HK$68,800
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,708/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,892
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,712
−HK$1,848/mo
Today · 4.125%
HK$71,560
baseline
▲ 0.50% · 4.625%
HK$75,332
+HK$3,772/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,120/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,412
−HK$2,251/mo
Today · 4.125%
HK$75,663
baseline
▲ 0.50% · 4.625%
HK$80,266
+HK$4,603/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,326/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,207
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,331
−HK$2,155/mo
Today · 4.125%
HK$83,486
baseline
▲ 0.50% · 4.625%
HK$87,887
+HK$4,401/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,972/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,540
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,387
−HK$2,893/mo
Today · 4.125%
HK$97,280
baseline
▲ 0.50% · 4.625%
HK$103,200
+HK$5,920/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,560/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,837
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,569
−HK$2,770/mo
Today · 4.125%
HK$107,339
baseline
▲ 0.50% · 4.625%
HK$112,997
+HK$5,658/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,678/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,859 · Scale 2, in force from 26 Feb 2026)