LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,857
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,607/mo
Today · 4.125%
HK$54,046
baseline
▲ 0.50% · 4.625%
HK$57,335
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,092/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,578
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,095
−HK$1,540/mo
Today · 4.125%
HK$59,635
baseline
▲ 0.50% · 4.625%
HK$62,778
+HK$3,143/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,270/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,028
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,927
−HK$1,929/mo
Today · 4.125%
HK$64,856
baseline
▲ 0.50% · 4.625%
HK$68,802
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,712/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,894
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,714
−HK$1,848/mo
Today · 4.125%
HK$71,562
baseline
▲ 0.50% · 4.625%
HK$75,334
+HK$3,772/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,124/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,200
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,415
−HK$2,250/mo
Today · 4.125%
HK$75,665
baseline
▲ 0.50% · 4.625%
HK$80,269
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,330/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,209
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,334
−HK$2,155/mo
Today · 4.125%
HK$83,489
baseline
▲ 0.50% · 4.625%
HK$87,889
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,978/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,543
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,390
−HK$2,893/mo
Today · 4.125%
HK$97,283
baseline
▲ 0.50% · 4.625%
HK$103,203
+HK$5,920/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,566/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,840
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,572
−HK$2,771/mo
Today · 4.125%
HK$107,343
baseline
▲ 0.50% · 4.625%
HK$113,001
+HK$5,658/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,686/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,888 · Scale 2, in force from 26 Feb 2026)