LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,858
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,440
−HK$1,607/mo
Today · 4.125%
HK$54,047
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,094/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,579
−HK$3,056/mo
▼ 0.25% · 3.875%
HK$58,096
−HK$1,539/mo
Today · 4.125%
HK$59,635
baseline
▲ 0.50% · 4.625%
HK$62,779
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,270/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,029
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,928
−HK$1,928/mo
Today · 4.125%
HK$64,856
baseline
▲ 0.50% · 4.625%
HK$68,803
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,712/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,894
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,715
−HK$1,848/mo
Today · 4.125%
HK$71,563
baseline
▲ 0.50% · 4.625%
HK$75,335
+HK$3,772/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,126/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,201
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,415
−HK$2,251/mo
Today · 4.125%
HK$75,666
baseline
▲ 0.50% · 4.625%
HK$80,270
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,332/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,210
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,334
−HK$2,156/mo
Today · 4.125%
HK$83,490
baseline
▲ 0.50% · 4.625%
HK$87,890
+HK$4,400/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,980/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,544
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$94,391
−HK$2,893/mo
Today · 4.125%
HK$97,284
baseline
▲ 0.50% · 4.625%
HK$103,204
+HK$5,920/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,568/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,842
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$104,573
−HK$2,771/mo
Today · 4.125%
HK$107,344
baseline
▲ 0.50% · 4.625%
HK$113,002
+HK$5,658/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,688/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,899 · Scale 2, in force from 26 Feb 2026)