LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,861
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,443
−HK$1,608/mo
Today · 4.125%
HK$54,051
baseline
▲ 0.50% · 4.625%
HK$57,339
+HK$3,288/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,102/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,582
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,100
−HK$1,539/mo
Today · 4.125%
HK$59,639
baseline
▲ 0.50% · 4.625%
HK$62,783
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,278/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,033
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,932
−HK$1,929/mo
Today · 4.125%
HK$64,861
baseline
▲ 0.50% · 4.625%
HK$68,807
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,722/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,899
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,720
−HK$1,847/mo
Today · 4.125%
HK$71,567
baseline
▲ 0.50% · 4.625%
HK$75,340
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,134/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,206
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,420
−HK$2,251/mo
Today · 4.125%
HK$75,671
baseline
▲ 0.50% · 4.625%
HK$80,275
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,342/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,215
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,340
−HK$2,155/mo
Today · 4.125%
HK$83,495
baseline
▲ 0.50% · 4.625%
HK$87,896
+HK$4,401/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,990/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,550
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,398
−HK$2,893/mo
Today · 4.125%
HK$97,291
baseline
▲ 0.50% · 4.625%
HK$103,211
+HK$5,920/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,582/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,848
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,580
−HK$2,771/mo
Today · 4.125%
HK$107,351
baseline
▲ 0.50% · 4.625%
HK$113,010
+HK$5,659/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,702/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,963 · Scale 2, in force from 26 Feb 2026)