LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,862
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,607/mo
Today · 4.125%
HK$54,051
baseline
▲ 0.50% · 4.625%
HK$57,340
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,102/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,583
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,101
−HK$1,539/mo
Today · 4.125%
HK$59,640
baseline
▲ 0.50% · 4.625%
HK$62,784
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,280/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,034
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,933
−HK$1,929/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,808
+HK$3,946/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,900
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,721
−HK$1,847/mo
Today · 4.125%
HK$71,568
baseline
▲ 0.50% · 4.625%
HK$75,341
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,136/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,207
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,422
−HK$2,250/mo
Today · 4.125%
HK$75,672
baseline
▲ 0.50% · 4.625%
HK$80,276
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$151,344/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,217
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,341
−HK$2,156/mo
Today · 4.125%
HK$83,497
baseline
▲ 0.50% · 4.625%
HK$87,898
+HK$4,401/mo
Deposit HK$6.69M · loan HK$15.61M · min. income ≈ HK$166,994/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,551
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,399
−HK$2,893/mo
Today · 4.125%
HK$97,292
baseline
▲ 0.50% · 4.625%
HK$103,213
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$194,584/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,850
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,582
−HK$2,771/mo
Today · 4.125%
HK$107,353
baseline
▲ 0.50% · 4.625%
HK$113,011
+HK$5,658/mo
Deposit HK$2.23M · loan HK$20.07M · min. income ≈ HK$214,706/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$947,977 · Scale 2, in force from 26 Feb 2026)