LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,866
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,607/mo
Today · 4.125%
HK$54,056
baseline
▲ 0.50% · 4.625%
HK$57,345
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,112/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,588
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,106
−HK$1,540/mo
Today · 4.125%
HK$59,646
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,292/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,040
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,938
−HK$1,929/mo
Today · 4.125%
HK$64,867
baseline
▲ 0.50% · 4.625%
HK$68,814
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,734/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,906
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,727
−HK$1,848/mo
Today · 4.125%
HK$71,575
baseline
▲ 0.50% · 4.625%
HK$75,348
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,150/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,213
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,428
−HK$2,251/mo
Today · 4.125%
HK$75,679
baseline
▲ 0.50% · 4.625%
HK$80,283
+HK$4,604/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,358/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,224
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,348
−HK$2,156/mo
Today · 4.125%
HK$83,504
baseline
▲ 0.50% · 4.625%
HK$87,905
+HK$4,401/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,008/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,559
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,407
−HK$2,894/mo
Today · 4.125%
HK$97,301
baseline
▲ 0.50% · 4.625%
HK$103,222
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,602/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,859
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,591
−HK$2,771/mo
Today · 4.125%
HK$107,362
baseline
▲ 0.50% · 4.625%
HK$113,021
+HK$5,659/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,724/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,061 · Scale 2, in force from 26 Feb 2026)