LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,867
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,608/mo
Today · 4.125%
HK$54,057
baseline
▲ 0.50% · 4.625%
HK$57,346
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,114/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,589
−HK$3,057/mo
▼ 0.25% · 3.875%
HK$58,107
−HK$1,539/mo
Today · 4.125%
HK$59,646
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,292/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,040
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,939
−HK$1,929/mo
Today · 4.125%
HK$64,868
baseline
▲ 0.50% · 4.625%
HK$68,815
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,736/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,907
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,728
−HK$1,847/mo
Today · 4.125%
HK$71,575
baseline
▲ 0.50% · 4.625%
HK$75,348
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,150/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,214
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,429
−HK$2,250/mo
Today · 4.125%
HK$75,679
baseline
▲ 0.50% · 4.625%
HK$80,284
+HK$4,605/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,358/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,224
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,349
−HK$2,156/mo
Today · 4.125%
HK$83,505
baseline
▲ 0.50% · 4.625%
HK$87,906
+HK$4,401/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,010/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,560
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,408
−HK$2,894/mo
Today · 4.125%
HK$97,302
baseline
▲ 0.50% · 4.625%
HK$103,222
+HK$5,920/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,604/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,860
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,592
−HK$2,771/mo
Today · 4.125%
HK$107,363
baseline
▲ 0.50% · 4.625%
HK$113,022
+HK$5,659/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,726/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,069 · Scale 2, in force from 26 Feb 2026)