LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,868
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,450
−HK$1,608/mo
Today · 4.125%
HK$54,058
baseline
▲ 0.50% · 4.625%
HK$57,347
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,116/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,590
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,108
−HK$1,540/mo
Today · 4.125%
HK$59,648
baseline
▲ 0.50% · 4.625%
HK$62,792
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,296/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,042
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,941
−HK$1,929/mo
Today · 4.125%
HK$64,870
baseline
▲ 0.50% · 4.625%
HK$68,817
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$129,740/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,908
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,730
−HK$1,847/mo
Today · 4.125%
HK$71,577
baseline
▲ 0.50% · 4.625%
HK$75,350
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.38M · min. income ≈ HK$143,154/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,215
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,431
−HK$2,250/mo
Today · 4.125%
HK$75,681
baseline
▲ 0.50% · 4.625%
HK$80,286
+HK$4,605/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,362/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,226
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,351
−HK$2,156/mo
Today · 4.125%
HK$83,507
baseline
▲ 0.50% · 4.625%
HK$87,909
+HK$4,402/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,014/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,563
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$94,411
−HK$2,893/mo
Today · 4.125%
HK$97,304
baseline
▲ 0.50% · 4.625%
HK$103,225
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,608/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,863
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$104,594
−HK$2,772/mo
Today · 4.125%
HK$107,366
baseline
▲ 0.50% · 4.625%
HK$113,025
+HK$5,659/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,732/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,094 · Scale 2, in force from 26 Feb 2026)