LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,869
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,451
−HK$1,608/mo
Today · 4.125%
HK$54,059
baseline
▲ 0.50% · 4.625%
HK$57,348
+HK$3,289/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$108,118/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,591
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,109
−HK$1,540/mo
Today · 4.125%
HK$59,649
baseline
▲ 0.50% · 4.625%
HK$62,793
+HK$3,144/mo
Deposit HK$11.15M · loan HK$11.15M · min. income ≈ HK$119,298/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,043
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,942
−HK$1,929/mo
Today · 4.125%
HK$64,871
baseline
▲ 0.50% · 4.625%
HK$68,818
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$129,742/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,909
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,731
−HK$1,847/mo
Today · 4.125%
HK$71,578
baseline
▲ 0.50% · 4.625%
HK$75,351
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$143,156/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,217
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,432
−HK$2,250/mo
Today · 4.125%
HK$75,682
baseline
▲ 0.50% · 4.625%
HK$80,288
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,364/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,228
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,353
−HK$2,155/mo
Today · 4.125%
HK$83,508
baseline
▲ 0.50% · 4.625%
HK$87,910
+HK$4,402/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,016/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,564
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$94,412
−HK$2,894/mo
Today · 4.125%
HK$97,306
baseline
▲ 0.50% · 4.625%
HK$103,227
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,612/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,864
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,596
−HK$2,772/mo
Today · 4.125%
HK$107,368
baseline
▲ 0.50% · 4.625%
HK$113,027
+HK$5,659/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,736/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,109 · Scale 2, in force from 26 Feb 2026)