LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,873
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,456
−HK$1,608/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$57,353
+HK$3,289/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,596
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,114
−HK$1,540/mo
Today · 4.125%
HK$59,654
baseline
▲ 0.50% · 4.625%
HK$62,798
+HK$3,144/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,308/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,048
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,947
−HK$1,929/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,824
+HK$3,948/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,915
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,737
−HK$1,848/mo
Today · 4.125%
HK$71,585
baseline
▲ 0.50% · 4.625%
HK$75,358
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$143,170/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,223
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,438
−HK$2,251/mo
Today · 4.125%
HK$75,689
baseline
▲ 0.50% · 4.625%
HK$80,295
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,378/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,235
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,360
−HK$2,155/mo
Today · 4.125%
HK$83,515
baseline
▲ 0.50% · 4.625%
HK$87,918
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,030/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,572
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,421
−HK$2,894/mo
Today · 4.125%
HK$97,315
baseline
▲ 0.50% · 4.625%
HK$103,236
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,630/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,873
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,605
−HK$2,772/mo
Today · 4.125%
HK$107,377
baseline
▲ 0.50% · 4.625%
HK$113,037
+HK$5,660/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,754/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,193 · Scale 2, in force from 26 Feb 2026)