LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,874
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,457
−HK$1,608/mo
Today · 4.125%
HK$54,065
baseline
▲ 0.50% · 4.625%
HK$57,354
+HK$3,289/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,130/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,115
−HK$1,540/mo
Today · 4.125%
HK$59,655
baseline
▲ 0.50% · 4.625%
HK$62,800
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,310/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,049
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,948
−HK$1,930/mo
Today · 4.125%
HK$64,878
baseline
▲ 0.50% · 4.625%
HK$68,825
+HK$3,947/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$129,756/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,917
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,738
−HK$1,848/mo
Today · 4.125%
HK$71,586
baseline
▲ 0.50% · 4.625%
HK$75,360
+HK$3,774/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$143,172/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,224
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,440
−HK$2,251/mo
Today · 4.125%
HK$75,691
baseline
▲ 0.50% · 4.625%
HK$80,296
+HK$4,605/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,382/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,236
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,361
−HK$2,156/mo
Today · 4.125%
HK$83,517
baseline
▲ 0.50% · 4.625%
HK$87,919
+HK$4,402/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,034/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,574
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,423
−HK$2,894/mo
Today · 4.125%
HK$97,317
baseline
▲ 0.50% · 4.625%
HK$103,238
+HK$5,921/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,634/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,875
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,607
−HK$2,772/mo
Today · 4.125%
HK$107,379
baseline
▲ 0.50% · 4.625%
HK$113,039
+HK$5,660/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,758/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,212 · Scale 2, in force from 26 Feb 2026)