LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,876
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,458
−HK$1,608/mo
Today · 4.125%
HK$54,066
baseline
▲ 0.50% · 4.625%
HK$57,356
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,132/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,599
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,117
−HK$1,540/mo
Today · 4.125%
HK$59,657
baseline
▲ 0.50% · 4.625%
HK$62,801
+HK$3,144/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,314/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,051
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,950
−HK$1,929/mo
Today · 4.125%
HK$64,879
baseline
▲ 0.50% · 4.625%
HK$68,827
+HK$3,948/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$129,758/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,919
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,740
−HK$1,848/mo
Today · 4.125%
HK$71,588
baseline
▲ 0.50% · 4.625%
HK$75,361
+HK$3,773/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$143,176/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,226
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,442
−HK$2,251/mo
Today · 4.125%
HK$75,693
baseline
▲ 0.50% · 4.625%
HK$80,298
+HK$4,605/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,386/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,238
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,363
−HK$2,156/mo
Today · 4.125%
HK$83,519
baseline
▲ 0.50% · 4.625%
HK$87,922
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,038/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,576
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,425
−HK$2,894/mo
Today · 4.125%
HK$97,319
baseline
▲ 0.50% · 4.625%
HK$103,241
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,638/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,878
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,610
−HK$2,772/mo
Today · 4.125%
HK$107,382
baseline
▲ 0.50% · 4.625%
HK$113,042
+HK$5,660/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,764/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,236 · Scale 2, in force from 26 Feb 2026)