LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,878
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,461
−HK$1,607/mo
Today · 4.125%
HK$54,068
baseline
▲ 0.50% · 4.625%
HK$57,358
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,136/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,601
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,119
−HK$1,540/mo
Today · 4.125%
HK$59,659
baseline
▲ 0.50% · 4.625%
HK$62,804
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,318/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,054
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,929/mo
Today · 4.125%
HK$64,882
baseline
▲ 0.50% · 4.625%
HK$68,830
+HK$3,948/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$129,764/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,922
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,743
−HK$1,848/mo
Today · 4.125%
HK$71,591
baseline
▲ 0.50% · 4.625%
HK$75,365
+HK$3,774/mo
Deposit HK$8.92M · loan HK$13.39M · min. income ≈ HK$143,182/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,229
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,445
−HK$2,251/mo
Today · 4.125%
HK$75,696
baseline
▲ 0.50% · 4.625%
HK$80,302
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,392/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,242
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,367
−HK$2,156/mo
Today · 4.125%
HK$83,523
baseline
▲ 0.50% · 4.625%
HK$87,926
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,046/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,580
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,429
−HK$2,894/mo
Today · 4.125%
HK$97,323
baseline
▲ 0.50% · 4.625%
HK$103,245
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,646/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,882
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,615
−HK$2,772/mo
Today · 4.125%
HK$107,387
baseline
▲ 0.50% · 4.625%
HK$113,047
+HK$5,660/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,774/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,278 · Scale 2, in force from 26 Feb 2026)