LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,879
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,462
−HK$1,607/mo
Today · 4.125%
HK$54,069
baseline
▲ 0.50% · 4.625%
HK$57,359
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,138/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,120
−HK$1,540/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$62,805
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$12.10M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,055
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,954
−HK$1,929/mo
Today · 4.125%
HK$64,883
baseline
▲ 0.50% · 4.625%
HK$68,831
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,766/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,923
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,744
−HK$1,848/mo
Today · 4.125%
HK$71,592
baseline
▲ 0.50% · 4.625%
HK$75,366
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,184/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,230
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,446
−HK$2,251/mo
Today · 4.125%
HK$75,697
baseline
▲ 0.50% · 4.625%
HK$80,303
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,394/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,243
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,368
−HK$2,156/mo
Today · 4.125%
HK$83,524
baseline
▲ 0.50% · 4.625%
HK$87,927
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,048/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,582
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$94,431
−HK$2,894/mo
Today · 4.125%
HK$97,325
baseline
▲ 0.50% · 4.625%
HK$103,247
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,650/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,884
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,617
−HK$2,772/mo
Today · 4.125%
HK$107,389
baseline
▲ 0.50% · 4.625%
HK$113,049
+HK$5,660/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,778/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,295 · Scale 2, in force from 26 Feb 2026)