LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,881
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$52,463
−HK$1,608/mo
Today · 4.125%
HK$54,071
baseline
▲ 0.50% · 4.625%
HK$57,362
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,142/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,604
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,122
−HK$1,540/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$62,807
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,057
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,956
−HK$1,930/mo
Today · 4.125%
HK$64,886
baseline
▲ 0.50% · 4.625%
HK$68,834
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,772/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,925
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,747
−HK$1,848/mo
Today · 4.125%
HK$71,595
baseline
▲ 0.50% · 4.625%
HK$75,369
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,190/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,233
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,449
−HK$2,251/mo
Today · 4.125%
HK$75,700
baseline
▲ 0.50% · 4.625%
HK$80,306
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,400/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,246
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,371
−HK$2,156/mo
Today · 4.125%
HK$83,527
baseline
▲ 0.50% · 4.625%
HK$87,930
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,054/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,585
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,434
−HK$2,895/mo
Today · 4.125%
HK$97,329
baseline
▲ 0.50% · 4.625%
HK$103,251
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,658/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,888
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$104,620
−HK$2,772/mo
Today · 4.125%
HK$107,392
baseline
▲ 0.50% · 4.625%
HK$113,053
+HK$5,661/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,784/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,329 · Scale 2, in force from 26 Feb 2026)