LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,882
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,465
−HK$1,608/mo
Today · 4.125%
HK$54,073
baseline
▲ 0.50% · 4.625%
HK$57,363
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,146/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,606
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,124
−HK$1,540/mo
Today · 4.125%
HK$59,664
baseline
▲ 0.50% · 4.625%
HK$62,809
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,328/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,058
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,958
−HK$1,929/mo
Today · 4.125%
HK$64,887
baseline
▲ 0.50% · 4.625%
HK$68,835
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,774/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,927
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,749
−HK$1,848/mo
Today · 4.125%
HK$71,597
baseline
▲ 0.50% · 4.625%
HK$75,371
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,194/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,235
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,450
−HK$2,252/mo
Today · 4.125%
HK$75,702
baseline
▲ 0.50% · 4.625%
HK$80,308
+HK$4,606/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,404/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,248
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,373
−HK$2,156/mo
Today · 4.125%
HK$83,529
baseline
▲ 0.50% · 4.625%
HK$87,932
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,058/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,587
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,436
−HK$2,895/mo
Today · 4.125%
HK$97,331
baseline
▲ 0.50% · 4.625%
HK$103,253
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,662/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,890
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,623
−HK$2,772/mo
Today · 4.125%
HK$107,395
baseline
▲ 0.50% · 4.625%
HK$113,056
+HK$5,661/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,790/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,351 · Scale 2, in force from 26 Feb 2026)