LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,883
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,466
−HK$1,608/mo
Today · 4.125%
HK$54,074
baseline
▲ 0.50% · 4.625%
HK$57,364
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,148/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,607
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,125
−HK$1,540/mo
Today · 4.125%
HK$59,665
baseline
▲ 0.50% · 4.625%
HK$62,810
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,330/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,060
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,959
−HK$1,930/mo
Today · 4.125%
HK$64,889
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,778/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,928
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,750
−HK$1,848/mo
Today · 4.125%
HK$71,598
baseline
▲ 0.50% · 4.625%
HK$75,372
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,196/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,236
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,452
−HK$2,251/mo
Today · 4.125%
HK$75,703
baseline
▲ 0.50% · 4.625%
HK$80,310
+HK$4,607/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,406/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,250
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,375
−HK$2,156/mo
Today · 4.125%
HK$83,531
baseline
▲ 0.50% · 4.625%
HK$87,934
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,062/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,589
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,438
−HK$2,895/mo
Today · 4.125%
HK$97,333
baseline
▲ 0.50% · 4.625%
HK$103,255
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,666/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,892
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,625
−HK$2,772/mo
Today · 4.125%
HK$107,397
baseline
▲ 0.50% · 4.625%
HK$113,058
+HK$5,661/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,794/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,371 · Scale 2, in force from 26 Feb 2026)