LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,885
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,468
−HK$1,608/mo
Today · 4.125%
HK$54,076
baseline
▲ 0.50% · 4.625%
HK$57,366
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,152/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,609
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,127
−HK$1,540/mo
Today · 4.125%
HK$59,667
baseline
▲ 0.50% · 4.625%
HK$62,813
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,334/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,062
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,961
−HK$1,930/mo
Today · 4.125%
HK$64,891
baseline
▲ 0.50% · 4.625%
HK$68,839
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,782/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,931
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,753
−HK$1,848/mo
Today · 4.125%
HK$71,601
baseline
▲ 0.50% · 4.625%
HK$75,375
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,202/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,239
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,455
−HK$2,251/mo
Today · 4.125%
HK$75,706
baseline
▲ 0.50% · 4.625%
HK$80,313
+HK$4,607/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,412/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,253
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,378
−HK$2,156/mo
Today · 4.125%
HK$83,534
baseline
▲ 0.50% · 4.625%
HK$87,938
+HK$4,404/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,068/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,593
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,442
−HK$2,895/mo
Today · 4.125%
HK$97,337
baseline
▲ 0.50% · 4.625%
HK$103,259
+HK$5,922/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,674/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,896
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,629
−HK$2,772/mo
Today · 4.125%
HK$107,401
baseline
▲ 0.50% · 4.625%
HK$113,063
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,802/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,407 · Scale 2, in force from 26 Feb 2026)