LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,888
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,471
−HK$1,608/mo
Today · 4.125%
HK$54,079
baseline
▲ 0.50% · 4.625%
HK$57,369
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,158/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,612
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,130
−HK$1,541/mo
Today · 4.125%
HK$59,671
baseline
▲ 0.50% · 4.625%
HK$62,816
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,342/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,065
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,965
−HK$1,930/mo
Today · 4.125%
HK$64,895
baseline
▲ 0.50% · 4.625%
HK$68,843
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,790/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,934
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,756
−HK$1,849/mo
Today · 4.125%
HK$71,605
baseline
▲ 0.50% · 4.625%
HK$75,379
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,210/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,243
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,459
−HK$2,251/mo
Today · 4.125%
HK$75,710
baseline
▲ 0.50% · 4.625%
HK$80,317
+HK$4,607/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$151,420/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,257
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,382
−HK$2,157/mo
Today · 4.125%
HK$83,539
baseline
▲ 0.50% · 4.625%
HK$87,942
+HK$4,403/mo
Deposit HK$6.69M · loan HK$15.62M · min. income ≈ HK$167,078/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,598
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,447
−HK$2,895/mo
Today · 4.125%
HK$97,342
baseline
▲ 0.50% · 4.625%
HK$103,265
+HK$5,923/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$194,684/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,902
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$104,635
−HK$2,772/mo
Today · 4.125%
HK$107,407
baseline
▲ 0.50% · 4.625%
HK$113,069
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.08M · min. income ≈ HK$214,814/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,458 · Scale 2, in force from 26 Feb 2026)