LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,889
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,472
−HK$1,609/mo
Today · 4.125%
HK$54,081
baseline
▲ 0.50% · 4.625%
HK$57,371
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,162/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,614
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,132
−HK$1,541/mo
Today · 4.125%
HK$59,673
baseline
▲ 0.50% · 4.625%
HK$62,818
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,346/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,067
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,967
−HK$1,930/mo
Today · 4.125%
HK$64,897
baseline
▲ 0.50% · 4.625%
HK$68,845
+HK$3,948/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,794/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,937
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,759
−HK$1,848/mo
Today · 4.125%
HK$71,607
baseline
▲ 0.50% · 4.625%
HK$75,382
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,214/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,461
−HK$2,252/mo
Today · 4.125%
HK$75,713
baseline
▲ 0.50% · 4.625%
HK$80,320
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,426/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,259
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,385
−HK$2,157/mo
Today · 4.125%
HK$83,542
baseline
▲ 0.50% · 4.625%
HK$87,945
+HK$4,403/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,084/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,601
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,450
−HK$2,895/mo
Today · 4.125%
HK$97,345
baseline
▲ 0.50% · 4.625%
HK$103,268
+HK$5,923/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,690/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,905
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,638
−HK$2,773/mo
Today · 4.125%
HK$107,411
baseline
▲ 0.50% · 4.625%
HK$113,072
+HK$5,661/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,822/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,489 · Scale 2, in force from 26 Feb 2026)