LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,891
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,608/mo
Today · 4.125%
HK$54,082
baseline
▲ 0.50% · 4.625%
HK$57,373
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,164/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,134
−HK$1,540/mo
Today · 4.125%
HK$59,674
baseline
▲ 0.50% · 4.625%
HK$62,820
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,348/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,069
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,969
−HK$1,930/mo
Today · 4.125%
HK$64,899
baseline
▲ 0.50% · 4.625%
HK$68,848
+HK$3,949/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,798/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,939
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,761
−HK$1,848/mo
Today · 4.125%
HK$71,609
baseline
▲ 0.50% · 4.625%
HK$75,384
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,218/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,247
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,463
−HK$2,252/mo
Today · 4.125%
HK$75,715
baseline
▲ 0.50% · 4.625%
HK$80,322
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,430/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,262
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,388
−HK$2,156/mo
Today · 4.125%
HK$83,544
baseline
▲ 0.50% · 4.625%
HK$87,948
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,088/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,604
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$94,453
−HK$2,895/mo
Today · 4.125%
HK$97,348
baseline
▲ 0.50% · 4.625%
HK$103,271
+HK$5,923/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,696/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,908
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,641
−HK$2,773/mo
Today · 4.125%
HK$107,414
baseline
▲ 0.50% · 4.625%
HK$113,076
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,828/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,518 · Scale 2, in force from 26 Feb 2026)