LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,891
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,609/mo
Today · 4.125%
HK$54,083
baseline
▲ 0.50% · 4.625%
HK$57,373
+HK$3,290/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,166/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,134
−HK$1,541/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$62,820
+HK$3,145/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,070
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,969
−HK$1,930/mo
Today · 4.125%
HK$64,899
baseline
▲ 0.50% · 4.625%
HK$68,848
+HK$3,949/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,798/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,939
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,761
−HK$1,849/mo
Today · 4.125%
HK$71,610
baseline
▲ 0.50% · 4.625%
HK$75,384
+HK$3,774/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,220/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,248
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,464
−HK$2,252/mo
Today · 4.125%
HK$75,716
baseline
▲ 0.50% · 4.625%
HK$80,323
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,432/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,262
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,388
−HK$2,157/mo
Today · 4.125%
HK$83,545
baseline
▲ 0.50% · 4.625%
HK$87,949
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,090/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,604
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,454
−HK$2,895/mo
Today · 4.125%
HK$97,349
baseline
▲ 0.50% · 4.625%
HK$103,272
+HK$5,923/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,698/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,909
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,642
−HK$2,773/mo
Today · 4.125%
HK$107,415
baseline
▲ 0.50% · 4.625%
HK$113,077
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,830/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,525 · Scale 2, in force from 26 Feb 2026)