LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,892
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,475
−HK$1,608/mo
Today · 4.125%
HK$54,083
baseline
▲ 0.50% · 4.625%
HK$57,374
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,166/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,617
−HK$3,058/mo
▼ 0.25% · 3.875%
HK$58,135
−HK$1,540/mo
Today · 4.125%
HK$59,675
baseline
▲ 0.50% · 4.625%
HK$62,821
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,350/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,070
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,970
−HK$1,930/mo
Today · 4.125%
HK$64,900
baseline
▲ 0.50% · 4.625%
HK$68,849
+HK$3,949/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,800/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,940
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,762
−HK$1,848/mo
Today · 4.125%
HK$71,610
baseline
▲ 0.50% · 4.625%
HK$75,385
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,220/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,248
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,465
−HK$2,251/mo
Today · 4.125%
HK$75,716
baseline
▲ 0.50% · 4.625%
HK$80,323
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,432/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,263
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,389
−HK$2,156/mo
Today · 4.125%
HK$83,545
baseline
▲ 0.50% · 4.625%
HK$87,949
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,090/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,605
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,455
−HK$2,895/mo
Today · 4.125%
HK$97,350
baseline
▲ 0.50% · 4.625%
HK$103,273
+HK$5,923/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,700/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,910
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,643
−HK$2,773/mo
Today · 4.125%
HK$107,416
baseline
▲ 0.50% · 4.625%
HK$113,078
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,832/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,534 · Scale 2, in force from 26 Feb 2026)