LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,894
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,477
−HK$1,609/mo
Today · 4.125%
HK$54,086
baseline
▲ 0.50% · 4.625%
HK$57,377
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,172/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,619
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,138
−HK$1,540/mo
Today · 4.125%
HK$59,678
baseline
▲ 0.50% · 4.625%
HK$62,824
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,356/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,073
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,973
−HK$1,930/mo
Today · 4.125%
HK$64,903
baseline
▲ 0.50% · 4.625%
HK$68,852
+HK$3,949/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,806/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,943
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,765
−HK$1,849/mo
Today · 4.125%
HK$71,614
baseline
▲ 0.50% · 4.625%
HK$75,389
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,228/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,252
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,468
−HK$2,252/mo
Today · 4.125%
HK$75,720
baseline
▲ 0.50% · 4.625%
HK$80,327
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,440/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,267
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,393
−HK$2,156/mo
Today · 4.125%
HK$83,549
baseline
▲ 0.50% · 4.625%
HK$87,953
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,098/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,609
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,459
−HK$2,895/mo
Today · 4.125%
HK$97,354
baseline
▲ 0.50% · 4.625%
HK$103,278
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,708/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,914
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,648
−HK$2,773/mo
Today · 4.125%
HK$107,421
baseline
▲ 0.50% · 4.625%
HK$113,083
+HK$5,662/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,842/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,577 · Scale 2, in force from 26 Feb 2026)