LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,896
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,479
−HK$1,609/mo
Today · 4.125%
HK$54,088
baseline
▲ 0.50% · 4.625%
HK$57,379
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,176/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,140
−HK$1,541/mo
Today · 4.125%
HK$59,681
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,362/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,076
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,975
−HK$1,930/mo
Today · 4.125%
HK$64,905
baseline
▲ 0.50% · 4.625%
HK$68,855
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,810/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,946
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,768
−HK$1,849/mo
Today · 4.125%
HK$71,617
baseline
▲ 0.50% · 4.625%
HK$75,392
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,234/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,255
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,471
−HK$2,252/mo
Today · 4.125%
HK$75,723
baseline
▲ 0.50% · 4.625%
HK$80,331
+HK$4,608/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,446/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,270
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,396
−HK$2,157/mo
Today · 4.125%
HK$83,553
baseline
▲ 0.50% · 4.625%
HK$87,957
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,106/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,613
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,463
−HK$2,895/mo
Today · 4.125%
HK$97,358
baseline
▲ 0.50% · 4.625%
HK$103,282
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,716/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,919
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,652
−HK$2,773/mo
Today · 4.125%
HK$107,425
baseline
▲ 0.50% · 4.625%
HK$113,088
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,850/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,618 · Scale 2, in force from 26 Feb 2026)