LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,897
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,608/mo
Today · 4.125%
HK$54,088
baseline
▲ 0.50% · 4.625%
HK$57,380
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,176/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,540/mo
Today · 4.125%
HK$59,681
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,362/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,076
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,976
−HK$1,930/mo
Today · 4.125%
HK$64,906
baseline
▲ 0.50% · 4.625%
HK$68,856
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,812/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,947
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,769
−HK$1,849/mo
Today · 4.125%
HK$71,618
baseline
▲ 0.50% · 4.625%
HK$75,393
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,236/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,255
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,472
−HK$2,252/mo
Today · 4.125%
HK$75,724
baseline
▲ 0.50% · 4.625%
HK$80,331
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,448/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,271
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,397
−HK$2,157/mo
Today · 4.125%
HK$83,554
baseline
▲ 0.50% · 4.625%
HK$87,958
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,108/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,614
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,464
−HK$2,895/mo
Today · 4.125%
HK$97,359
baseline
▲ 0.50% · 4.625%
HK$103,283
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,718/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,920
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,653
−HK$2,773/mo
Today · 4.125%
HK$107,426
baseline
▲ 0.50% · 4.625%
HK$113,089
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,852/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,628 · Scale 2, in force from 26 Feb 2026)