LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,898
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$52,481
−HK$1,608/mo
Today · 4.125%
HK$54,089
baseline
▲ 0.50% · 4.625%
HK$57,381
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,178/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,623
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,142
−HK$1,540/mo
Today · 4.125%
HK$59,682
baseline
▲ 0.50% · 4.625%
HK$62,828
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,364/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,077
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,977
−HK$1,930/mo
Today · 4.125%
HK$64,907
baseline
▲ 0.50% · 4.625%
HK$68,857
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,814/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,948
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,770
−HK$1,849/mo
Today · 4.125%
HK$71,619
baseline
▲ 0.50% · 4.625%
HK$75,394
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,238/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,257
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,473
−HK$2,252/mo
Today · 4.125%
HK$75,725
baseline
▲ 0.50% · 4.625%
HK$80,333
+HK$4,608/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$151,450/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,272
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,398
−HK$2,157/mo
Today · 4.125%
HK$83,555
baseline
▲ 0.50% · 4.625%
HK$87,960
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.62M · min. income ≈ HK$167,110/mo (50% DSR)
Upfront cash ≈ HK$7.64M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,616
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,466
−HK$2,895/mo
Today · 4.125%
HK$97,361
baseline
▲ 0.50% · 4.625%
HK$103,285
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,722/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,922
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,655
−HK$2,773/mo
Today · 4.125%
HK$107,428
baseline
▲ 0.50% · 4.625%
HK$113,091
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,856/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,644 · Scale 2, in force from 26 Feb 2026)