LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,899
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,482
−HK$1,609/mo
Today · 4.125%
HK$54,091
baseline
▲ 0.50% · 4.625%
HK$57,382
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,182/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,625
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,144
−HK$1,540/mo
Today · 4.125%
HK$59,684
baseline
▲ 0.50% · 4.625%
HK$62,830
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,368/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,079
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,979
−HK$1,930/mo
Today · 4.125%
HK$64,909
baseline
▲ 0.50% · 4.625%
HK$68,859
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,818/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,950
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,772
−HK$1,849/mo
Today · 4.125%
HK$71,621
baseline
▲ 0.50% · 4.625%
HK$75,396
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,242/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,259
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,475
−HK$2,252/mo
Today · 4.125%
HK$75,727
baseline
▲ 0.50% · 4.625%
HK$80,335
+HK$4,608/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,454/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,275
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,401
−HK$2,157/mo
Today · 4.125%
HK$83,558
baseline
▲ 0.50% · 4.625%
HK$87,962
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,116/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,619
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,468
−HK$2,896/mo
Today · 4.125%
HK$97,364
baseline
▲ 0.50% · 4.625%
HK$103,288
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,728/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,925
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,658
−HK$2,773/mo
Today · 4.125%
HK$107,431
baseline
▲ 0.50% · 4.625%
HK$113,094
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,862/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,673 · Scale 2, in force from 26 Feb 2026)