LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,901
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,484
−HK$1,609/mo
Today · 4.125%
HK$54,093
baseline
▲ 0.50% · 4.625%
HK$57,384
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,186/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,626
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,145
−HK$1,541/mo
Today · 4.125%
HK$59,686
baseline
▲ 0.50% · 4.625%
HK$62,832
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,372/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,081
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,981
−HK$1,930/mo
Today · 4.125%
HK$64,911
baseline
▲ 0.50% · 4.625%
HK$68,861
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,822/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,952
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,774
−HK$1,849/mo
Today · 4.125%
HK$71,623
baseline
▲ 0.50% · 4.625%
HK$75,398
+HK$3,775/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,246/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,261
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,477
−HK$2,253/mo
Today · 4.125%
HK$75,730
baseline
▲ 0.50% · 4.625%
HK$80,337
+HK$4,607/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,460/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,277
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,403
−HK$2,157/mo
Today · 4.125%
HK$83,560
baseline
▲ 0.50% · 4.625%
HK$87,965
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,120/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,621
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,471
−HK$2,896/mo
Today · 4.125%
HK$97,367
baseline
▲ 0.50% · 4.625%
HK$103,291
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,734/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,928
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,661
−HK$2,773/mo
Today · 4.125%
HK$107,434
baseline
▲ 0.50% · 4.625%
HK$113,097
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,868/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,699 · Scale 2, in force from 26 Feb 2026)