LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,902
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,485
−HK$1,609/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$57,385
+HK$3,291/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,541/mo
Today · 4.125%
HK$59,687
baseline
▲ 0.50% · 4.625%
HK$62,833
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,374/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,082
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,982
−HK$1,930/mo
Today · 4.125%
HK$64,912
baseline
▲ 0.50% · 4.625%
HK$68,862
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,824/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,953
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,775
−HK$1,849/mo
Today · 4.125%
HK$71,624
baseline
▲ 0.50% · 4.625%
HK$75,400
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,248/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,262
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,479
−HK$2,252/mo
Today · 4.125%
HK$75,731
baseline
▲ 0.50% · 4.625%
HK$80,339
+HK$4,608/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,462/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,279
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,157/mo
Today · 4.125%
HK$83,562
baseline
▲ 0.50% · 4.625%
HK$87,966
+HK$4,404/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,124/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,623
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$94,473
−HK$2,895/mo
Today · 4.125%
HK$97,368
baseline
▲ 0.50% · 4.625%
HK$103,293
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,736/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,930
−HK$5,506/mo
▼ 0.25% · 3.875%
HK$104,663
−HK$2,773/mo
Today · 4.125%
HK$107,436
baseline
▲ 0.50% · 4.625%
HK$113,100
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,872/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,718 · Scale 2, in force from 26 Feb 2026)