LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,902
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,486
−HK$1,608/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$57,386
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,628
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,147
−HK$1,541/mo
Today · 4.125%
HK$59,688
baseline
▲ 0.50% · 4.625%
HK$62,834
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,376/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,083
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,983
−HK$1,930/mo
Today · 4.125%
HK$64,913
baseline
▲ 0.50% · 4.625%
HK$68,863
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$129,826/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,954
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,776
−HK$1,849/mo
Today · 4.125%
HK$71,625
baseline
▲ 0.50% · 4.625%
HK$75,401
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.39M · min. income ≈ HK$143,250/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,263
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,480
−HK$2,252/mo
Today · 4.125%
HK$75,732
baseline
▲ 0.50% · 4.625%
HK$80,340
+HK$4,608/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,464/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,280
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,406
−HK$2,157/mo
Today · 4.125%
HK$83,563
baseline
▲ 0.50% · 4.625%
HK$87,968
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,126/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,624
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,474
−HK$2,896/mo
Today · 4.125%
HK$97,370
baseline
▲ 0.50% · 4.625%
HK$103,294
+HK$5,924/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,740/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,931
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,665
−HK$2,773/mo
Today · 4.125%
HK$107,438
baseline
▲ 0.50% · 4.625%
HK$113,101
+HK$5,663/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,876/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,730 · Scale 2, in force from 26 Feb 2026)