LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,907
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,608/mo
Today · 4.125%
HK$54,099
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,198/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,634
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$58,152
−HK$1,541/mo
Today · 4.125%
HK$59,693
baseline
▲ 0.50% · 4.625%
HK$62,840
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,386/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,088
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,989
−HK$1,930/mo
Today · 4.125%
HK$64,919
baseline
▲ 0.50% · 4.625%
HK$68,869
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,838/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,960
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,783
−HK$1,849/mo
Today · 4.125%
HK$71,632
baseline
▲ 0.50% · 4.625%
HK$75,408
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,264/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,270
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,487
−HK$2,252/mo
Today · 4.125%
HK$75,739
baseline
▲ 0.50% · 4.625%
HK$80,348
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,478/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,287
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,413
−HK$2,158/mo
Today · 4.125%
HK$83,571
baseline
▲ 0.50% · 4.625%
HK$87,976
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,142/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,633
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,483
−HK$2,896/mo
Today · 4.125%
HK$97,379
baseline
▲ 0.50% · 4.625%
HK$103,304
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,758/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,940
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,674
−HK$2,774/mo
Today · 4.125%
HK$107,448
baseline
▲ 0.50% · 4.625%
HK$113,112
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,896/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,818 · Scale 2, in force from 26 Feb 2026)