LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,909
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,492
−HK$1,609/mo
Today · 4.125%
HK$54,101
baseline
▲ 0.50% · 4.625%
HK$57,393
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,202/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,635
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,154
−HK$1,541/mo
Today · 4.125%
HK$59,695
baseline
▲ 0.50% · 4.625%
HK$62,842
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,390/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,090
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,991
−HK$1,930/mo
Today · 4.125%
HK$64,921
baseline
▲ 0.50% · 4.625%
HK$68,872
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,842/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,962
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,785
−HK$1,849/mo
Today · 4.125%
HK$71,634
baseline
▲ 0.50% · 4.625%
HK$75,410
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,268/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,272
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,489
−HK$2,252/mo
Today · 4.125%
HK$75,741
baseline
▲ 0.50% · 4.625%
HK$80,350
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,482/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,289
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,416
−HK$2,157/mo
Today · 4.125%
HK$83,573
baseline
▲ 0.50% · 4.625%
HK$87,978
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,146/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,636
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,486
−HK$2,896/mo
Today · 4.125%
HK$97,382
baseline
▲ 0.50% · 4.625%
HK$103,307
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,764/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,944
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,678
−HK$2,773/mo
Today · 4.125%
HK$107,451
baseline
▲ 0.50% · 4.625%
HK$113,115
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,902/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,848 · Scale 2, in force from 26 Feb 2026)