LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,909
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,493
−HK$1,609/mo
Today · 4.125%
HK$54,102
baseline
▲ 0.50% · 4.625%
HK$57,394
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,204/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,636
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,155
−HK$1,541/mo
Today · 4.125%
HK$59,696
baseline
▲ 0.50% · 4.625%
HK$62,842
+HK$3,146/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,392/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,091
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,991
−HK$1,931/mo
Today · 4.125%
HK$64,922
baseline
▲ 0.50% · 4.625%
HK$68,872
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,844/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,963
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,786
−HK$1,849/mo
Today · 4.125%
HK$71,635
baseline
▲ 0.50% · 4.625%
HK$75,411
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,270/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,273
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,490
−HK$2,252/mo
Today · 4.125%
HK$75,742
baseline
▲ 0.50% · 4.625%
HK$80,351
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,484/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,290
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,417
−HK$2,157/mo
Today · 4.125%
HK$83,574
baseline
▲ 0.50% · 4.625%
HK$87,979
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,148/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,636
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,487
−HK$2,896/mo
Today · 4.125%
HK$97,383
baseline
▲ 0.50% · 4.625%
HK$103,308
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,766/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,945
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$104,679
−HK$2,773/mo
Today · 4.125%
HK$107,452
baseline
▲ 0.50% · 4.625%
HK$113,116
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,904/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,858 · Scale 2, in force from 26 Feb 2026)