LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,910
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,493
−HK$1,609/mo
Today · 4.125%
HK$54,102
baseline
▲ 0.50% · 4.625%
HK$57,394
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,204/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,636
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,155
−HK$1,541/mo
Today · 4.125%
HK$59,696
baseline
▲ 0.50% · 4.625%
HK$62,843
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,392/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,092
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,992
−HK$1,931/mo
Today · 4.125%
HK$64,923
baseline
▲ 0.50% · 4.625%
HK$68,873
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,846/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,964
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,787
−HK$1,849/mo
Today · 4.125%
HK$71,636
baseline
▲ 0.50% · 4.625%
HK$75,412
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,272/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,274
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,491
−HK$2,252/mo
Today · 4.125%
HK$75,743
baseline
▲ 0.50% · 4.625%
HK$80,352
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,486/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,291
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,418
−HK$2,157/mo
Today · 4.125%
HK$83,575
baseline
▲ 0.50% · 4.625%
HK$87,980
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,150/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,637
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,488
−HK$2,896/mo
Today · 4.125%
HK$97,384
baseline
▲ 0.50% · 4.625%
HK$103,309
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,768/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,946
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,680
−HK$2,774/mo
Today · 4.125%
HK$107,454
baseline
▲ 0.50% · 4.625%
HK$113,118
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,908/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,868 · Scale 2, in force from 26 Feb 2026)