LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,911
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,494
−HK$1,609/mo
Today · 4.125%
HK$54,103
baseline
▲ 0.50% · 4.625%
HK$57,395
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,206/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,637
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,156
−HK$1,541/mo
Today · 4.125%
HK$59,697
baseline
▲ 0.50% · 4.625%
HK$62,844
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,394/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,993
−HK$1,931/mo
Today · 4.125%
HK$64,924
baseline
▲ 0.50% · 4.625%
HK$68,874
+HK$3,950/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,848/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,965
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,788
−HK$1,849/mo
Today · 4.125%
HK$71,637
baseline
▲ 0.50% · 4.625%
HK$75,413
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,274/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,275
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$73,492
−HK$2,252/mo
Today · 4.125%
HK$75,744
baseline
▲ 0.50% · 4.625%
HK$80,353
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,488/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,292
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,419
−HK$2,157/mo
Today · 4.125%
HK$83,576
baseline
▲ 0.50% · 4.625%
HK$87,982
+HK$4,406/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,152/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,639
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,490
−HK$2,896/mo
Today · 4.125%
HK$97,386
baseline
▲ 0.50% · 4.625%
HK$103,311
+HK$5,925/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,772/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,947
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,682
−HK$2,773/mo
Today · 4.125%
HK$107,455
baseline
▲ 0.50% · 4.625%
HK$113,120
+HK$5,665/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,910/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,885 · Scale 2, in force from 26 Feb 2026)