LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,911
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,495
−HK$1,609/mo
Today · 4.125%
HK$54,104
baseline
▲ 0.50% · 4.625%
HK$57,396
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,208/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,638
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,157
−HK$1,541/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$62,845
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,994
−HK$1,930/mo
Today · 4.125%
HK$64,924
baseline
▲ 0.50% · 4.625%
HK$68,875
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,848/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,966
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,788
−HK$1,850/mo
Today · 4.125%
HK$71,638
baseline
▲ 0.50% · 4.625%
HK$75,414
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,276/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,275
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,492
−HK$2,253/mo
Today · 4.125%
HK$75,745
baseline
▲ 0.50% · 4.625%
HK$80,354
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,490/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,293
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,420
−HK$2,157/mo
Today · 4.125%
HK$83,577
baseline
▲ 0.50% · 4.625%
HK$87,983
+HK$4,406/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,154/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,640
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$94,490
−HK$2,896/mo
Today · 4.125%
HK$97,386
baseline
▲ 0.50% · 4.625%
HK$103,312
+HK$5,926/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$194,772/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,948
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,683
−HK$2,773/mo
Today · 4.125%
HK$107,456
baseline
▲ 0.50% · 4.625%
HK$113,120
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.09M · min. income ≈ HK$214,912/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,892 · Scale 2, in force from 26 Feb 2026)