LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,914
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,498
−HK$1,609/mo
Today · 4.125%
HK$54,107
baseline
▲ 0.50% · 4.625%
HK$57,399
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,214/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,641
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,541/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$62,849
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,097
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,997
−HK$1,931/mo
Today · 4.125%
HK$64,928
baseline
▲ 0.50% · 4.625%
HK$68,879
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,856/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,970
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,793
−HK$1,849/mo
Today · 4.125%
HK$71,642
baseline
▲ 0.50% · 4.625%
HK$75,418
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,284/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,280
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,497
−HK$2,253/mo
Today · 4.125%
HK$75,750
baseline
▲ 0.50% · 4.625%
HK$80,359
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,500/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,298
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,425
−HK$2,157/mo
Today · 4.125%
HK$83,582
baseline
▲ 0.50% · 4.625%
HK$87,988
+HK$4,406/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,164/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,645
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,496
−HK$2,896/mo
Today · 4.125%
HK$97,392
baseline
▲ 0.50% · 4.625%
HK$103,318
+HK$5,926/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,784/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,955
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,689
−HK$2,774/mo
Today · 4.125%
HK$107,463
baseline
▲ 0.50% · 4.625%
HK$113,127
+HK$5,664/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,926/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,950 · Scale 2, in force from 26 Feb 2026)