LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,915
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,498
−HK$1,610/mo
Today · 4.125%
HK$54,108
baseline
▲ 0.50% · 4.625%
HK$57,400
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,216/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,642
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,541/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$62,849
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,098
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,998
−HK$1,931/mo
Today · 4.125%
HK$64,929
baseline
▲ 0.50% · 4.625%
HK$68,880
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,858/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,971
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,793
−HK$1,850/mo
Today · 4.125%
HK$71,643
baseline
▲ 0.50% · 4.625%
HK$75,419
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,286/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,281
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,498
−HK$2,253/mo
Today · 4.125%
HK$75,751
baseline
▲ 0.50% · 4.625%
HK$80,360
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,502/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,299
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,426
−HK$2,157/mo
Today · 4.125%
HK$83,583
baseline
▲ 0.50% · 4.625%
HK$87,989
+HK$4,406/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,166/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,647
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,497
−HK$2,897/mo
Today · 4.125%
HK$97,394
baseline
▲ 0.50% · 4.625%
HK$103,320
+HK$5,926/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,788/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,956
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$104,690
−HK$2,774/mo
Today · 4.125%
HK$107,464
baseline
▲ 0.50% · 4.625%
HK$113,129
+HK$5,665/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,928/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,962 · Scale 2, in force from 26 Feb 2026)