LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,916
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$52,499
−HK$1,609/mo
Today · 4.125%
HK$54,108
baseline
▲ 0.50% · 4.625%
HK$57,401
+HK$3,293/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,216/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,643
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,162
−HK$1,541/mo
Today · 4.125%
HK$59,703
baseline
▲ 0.50% · 4.625%
HK$62,850
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,406/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,099
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,999
−HK$1,931/mo
Today · 4.125%
HK$64,930
baseline
▲ 0.50% · 4.625%
HK$68,881
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,860/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,972
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,795
−HK$1,849/mo
Today · 4.125%
HK$71,644
baseline
▲ 0.50% · 4.625%
HK$75,420
+HK$3,776/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,288/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,282
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,499
−HK$2,253/mo
Today · 4.125%
HK$75,752
baseline
▲ 0.50% · 4.625%
HK$80,361
+HK$4,609/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,504/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,300
−HK$4,285/mo
▼ 0.25% · 3.875%
HK$81,427
−HK$2,158/mo
Today · 4.125%
HK$83,585
baseline
▲ 0.50% · 4.625%
HK$87,990
+HK$4,405/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,170/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,648
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$94,499
−HK$2,896/mo
Today · 4.125%
HK$97,395
baseline
▲ 0.50% · 4.625%
HK$103,321
+HK$5,926/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,790/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,957
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,692
−HK$2,774/mo
Today · 4.125%
HK$107,466
baseline
▲ 0.50% · 4.625%
HK$113,131
+HK$5,665/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,932/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$948,977 · Scale 2, in force from 26 Feb 2026)