LTV · monthly repayment
▼ 0.50% · 3.625%
HK$50,918
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$52,502
−HK$1,609/mo
Today · 4.125%
HK$54,111
baseline
▲ 0.50% · 4.625%
HK$57,403
+HK$3,292/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$108,222/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,646
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,541/mo
Today · 4.125%
HK$59,706
baseline
▲ 0.50% · 4.625%
HK$62,853
+HK$3,147/mo
Deposit HK$11.16M · loan HK$11.16M · min. income ≈ HK$119,412/mo (50% DSR)
Upfront cash ≈ HK$12.11M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,101
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$63,002
−HK$1,931/mo
Today · 4.125%
HK$64,933
baseline
▲ 0.50% · 4.625%
HK$68,884
+HK$3,951/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$129,866/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,975
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,798
−HK$1,849/mo
Today · 4.125%
HK$71,647
baseline
▲ 0.50% · 4.625%
HK$75,424
+HK$3,777/mo
Deposit HK$8.93M · loan HK$13.40M · min. income ≈ HK$143,294/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,285
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$73,502
−HK$2,253/mo
Today · 4.125%
HK$75,755
baseline
▲ 0.50% · 4.625%
HK$80,365
+HK$4,610/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$151,510/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,304
−HK$4,284/mo
▼ 0.25% · 3.875%
HK$81,431
−HK$2,157/mo
Today · 4.125%
HK$83,588
baseline
▲ 0.50% · 4.625%
HK$87,994
+HK$4,406/mo
Deposit HK$6.70M · loan HK$15.63M · min. income ≈ HK$167,176/mo (50% DSR)
Upfront cash ≈ HK$7.65M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,652
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$94,503
−HK$2,897/mo
Today · 4.125%
HK$97,400
baseline
▲ 0.50% · 4.625%
HK$103,326
+HK$5,926/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$194,800/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,962
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$104,697
−HK$2,774/mo
Today · 4.125%
HK$107,471
baseline
▲ 0.50% · 4.625%
HK$113,136
+HK$5,665/mo
Deposit HK$2.23M · loan HK$20.10M · min. income ≈ HK$214,942/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$949,020 · Scale 2, in force from 26 Feb 2026)